ACCION New York and New Jersey 115 East 23rd Street 7th Floor New York, NY 10010 Direct: (212)387-0377 Fax: (212)387-0277 http://www.accionnewyork.org ACCION New York and New Jersey is a nonprofit organization that contributes to the economic development of the New York metropolitan region by providing loans and advisory services to individuals and small businesses that do not have access to traditional sources of credit.
AV Financial Consulting Services 522 Morris Park Ave Bronx, NY 10460 Direct: (718)823-2573 Fax: (718)823-2572 AwildaVelez@msn.com http://www.avconsultingservices.com AV Financial Consulting Services is a women-owned, 8a Certified company and it is also certified with New York State Empire State Development Corporation and New York City Department of Small Business Services. The company’s core offering of services is based on the past 15 years of experience of Awilda Velez, Owner of AV Financial Consulting Services, who has worked with the work-release & transitional prison population, the financially illiterate, the disabled, minority-owned businesses and the low-to-moderate income populations within NYC and Westchester County. AV Financial Consulting Services has the distinction of being the only 8A Certified Woman-Owned firm that provides these services in the Bronx County. To better serve its clients, AV Financial Consulting Services has aligned itself with strategic partners that enhances its efforts to provide the highest level of quality service to its consumers.
Action for a Better Community 550 E. Main Street Rochester, NY 14604 Direct: (585)325-5116 Fax: (585)325-9108 CAA@ABCinfo.org http://www.abcinfo.org As a “community action agency,” ABC’s programs touch upon the health, education, safety, employment, and housing of our region’s families, individuals, teens, and toddlers. Since its beginning, ABC has aided thousands of individuals and families to move from public assistance and/or the ranks of the working poor to a gainfully employed, tax-paying status.
Adirondack Economic Development Corporation 67 Main Street Suite 200 PO Box 747 Saranac Lake, NY 12983-0747 Toll Free: (888)243-2332 Direct: (518)891-5523 Fax: (518)891-9820 info@AEDConline.com http://www.aedconline.com The Adirondack Economic Development Corporation (AEDC) is a private not-for-profit 501-c-3 economic development corporation that was formed in 1976 as a cooperative effort of community leaders in towns of the northern Adirondacks, a mountainous rural region of upstate New York. AEDC was created to reduce unemployment and expand employment opportunities for the region’s residents through activities to strengthen and diversify the regional economy. AEDC’s programs combine entrepreneurial training and small business development, community development services, and financing capacity to create multi-level economic opportunities appropriate for an environmentally protected region.
Alternatives Federal Credit Union 125 North Fulton St. Ithaca, NY 14850 Toll Free: (877)273-2328 Direct: (607)273-4611 Fax: (607)277-6391 afcu@alternatives.org http://www.alternatives.org Alternatives Federal Credit Union is a Community Development Financial Institution, dedicated to building wealth and creating economic opportunity for underserved people and communities.
Bethex Federal Credit Union 20 E 179th Street, Lower Level Bronx, NY 10453 Direct: (718)299-9100 Fax: (718)294-4950 info@bethexfcu.org http://www.bethexfcu.org Mission is to be the financial service provider to the low income families who comprise our field of membership by making all traditional banking services affordable to them.
Brooklyn Economic Development Corporation 175 Remsen Street Suite 350 Brooklyn, NY 11201-4300 Direct: (718)522-4600 Fax: (718)797-9286 info@bedc.org http://www.bedc.org/ We believe economic development is inseparably intertwined with community development and empowerment. Expanding social and economic opportunity in underserved communities is a primary vehicle towards this end. Our activities in this area include seeking resources to support efforts that link entrepreneurs to capital markets, advancing entrepreneurship and enterprise formation in low-income communities, the development and ongoing support of programs and initiatives that help to eliminate all barriers to greater economic growth.
Broome County Industrial Development Agency P.O. Box 1510 Edwin L. Crawford County Office Building 60 Hawley Street, 5th Floor Binghamton, NY 13902 Direct: (607)584-9000 Fax: (607)584-9009 info@bcida.com http://www.bcida.com The BCIDA is a public benefit corporation chartered by the State of New York overseen by a nine member board appointed by the Broome County Legislature. The Agency offers companies comprehensive services including needs assessment, site selection, financial incentives, and access to other public-sector programs.
Business Outreach Center Network 85 South Oxford Street 2nd Floor Brooklyn, NY 11217 Direct: (718)624-9115 Fax: (718)246-1881 info@bocnet.org http://www.bocnet.org The Business Outreach Center (BOC) Network is a micro-enterprise/small business development organization with over a decade-long record of delivering customized business services to under-served entrepreneurs in New York City and, more recently, in Newark, New Jersey, as well as capacity-building services to organizations establishing and operating community and micro-enterprise development programs.
CAMBA 1720 Church Avenue 2nd Floor Brooklyn, NY 11226 Direct: (718)287-2600 TTY: (800)662-1220 Fax: (718)287-0857 Loreliel@Camba.org http://www.camba.org CAMBA is a Brooklyn-based non profit organization with programs throughout the diverse neighborhoods of Brooklyn. CAMBA was founded as a merchants association in 1977, but in direct response to the emerging needs of the Brooklyn community, has steadily expanded its services. CAMBA has grown into a full-service, community-based organization providing a continuum of employment, education, health-related, housing, legal, social, business development and youth services to approximately 30,000 individuals each year.
Capital District Community Loan Fund 255 Orange Street Albany, NY 12210 Direct: (518)436-8586 http://www.cdclf.org The Capital District Community Loan Fund, Inc. (CDCLF) is a non-profit community development financial institution serving the Capital Region of New York State — Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren & Washington Counties.
Cattaraugus Empire Zone 120 North Union Street Olean, NY 14760 Direct: (716)373-9260 Fax: (716)372-7912 http://www.cattempirezone.org The Cattaraugus Empire Zone offers new and existing companies many great opportunities for growth and expansion. Facilities located within the CEZ enjoy a healthy business atmosphere with the necessary tools to succeed in the greater Olean area. As you will see, we have much to offer as a designated Empire Zone.
Ceramics Corridor Innovation Center 109 Canada Road Painted Post, NY 14870 Direct: (607)962-6387 Fax: (607)962-0645 webmaster@ceramicscorridor.org http://www.ceramicscorridor.org The Ceramics Corridor Innovation Centers (CCIC) incubation program is designed to nurture your new product venture through the start-up stage – a crucial time in any business endeavor. In addition to traditional business incubation, the facilities are also utilized by established companies for off-site R&D projects.
Chautauqua Opportunities, Inc. 17 W. Courtney St Dunkirk, NY 14048 Direct: (716)366-3333 Fax: (716)366-7366 http://www.chautauquaopportunities.com COI carries out economic development activities through an affiliate agency called Chautauqua Opportunities for Development, Inc. (CODI). CODI has been designated a Community Development Financial Institution (CDFI) through the US Treasury Department.
Chinatown Manpower Project 70 Mulberry Street New York, NY 10013 Direct: (212)571-1690 Fax: (212)571-1686 cmpinfo@cmpny.org http://www.cmpny.org Chinatown Manpower Project, Inc. (CMP) provides vocational training, employment services, educational programs and economic development opportunities to disadvantaged immigrants and refugees throughout New York City. With assistance from both private and public funding sources, CMP helps individuals of all ages – from children to seniors – take full advantage of all their opportunities to succeed in their new environment.
Columbia Hudson Partnership 610 State Street Hudson, NY 12534-2415 Direct: (518)828-4718 Fax: (518)828-0901 Partner@chpartnership.com http://chpartnership.com Our mission is to strengthen the County tax base through economic development and job creation, to assist businesses small and large with training and financial assistance, and to promote Columbia County as an ideal place to live, work and play.
Community Development Corporation of Long Island 2100 Middle Country Road, Suite 300 Centereach, NY 11720 Direct: (631)471-1215 Fax: (631)471-1210 info@cdcli.org http://www.cdcli.org We help Long Islanders achieve self-sufficiency and long-term economic stability. Whether one dreams of owning a home, sustaining affordable homeownership, starting or expanding a business, or acquiring personal and business financial management skills, we can help make one’s dream a reality.
Community Development Venture Capital Alliance 424 West 33rd Street Suite 320 New York, NY 10001 Direct: (212)594-6747 Fax: (212)594-6717 http://www.cdvca.org The Community Development Venture Capital Alliance (CDVCA) is the network for the rapidly growing field of community development venture capital (CDVC) investing. CDVC funds provide equity capital to businesses in underinvested markets, seeking market-rate financial returns, as well as the creation of good jobs, wealth, and entrepreneurial capacity. CDVCA was formed in 1993 and incorporated as a not-for-profit in 1995, CDVCA promotes use of the tools of venture capital to create jobs, entrepreneurial capacity and wealth to advance the livelihoods of low-income people and the economies of distressed communities.
Credit Where Credit Is Due 4211 Broadway New York, NY 10033 Direct: (212)927-5771 http://www.cwcid.org The signature of our program model is our coordination with Neighborhood Trust, a community development credit union (CDCU), and other community organizations so that financial education is delivered in tandem with other support services and offered as a real tool to helping achieve specific goals. Today CWCID’s financial education and counseling programs are in over 30 community organizations throughout New York City, reaching 3,000 individuals annually.
Dunkirk/Sheridan Empire Zone 402 Main Street, Suite 2 Dunkirk, NY 14048 Direct: (716)366-2334 info@dsez.com http://www.dsez.com Approved in June of 1998 as a cooperative venture between the City and the Town of Dunkirk, the Town of Sheridan, Chautauqua County and Chautauqua Opportunities, Inc, the Dunkirk/Sheridan Empire Zone encompasses approximately two square miles and includes parts of the city of Dunkirk central business district and the Chadwick Bay Business Park. Part of the New York State initiated Empire Zones Program, the DS EZ provides free and confidential assistance to businesses seeking to locate or expand operations within the zone. The DS EZ staff can assist with identifying site options, serve as liaison with municipal planning and development processes, and identify potential financing assistance.
Empire State Development 30 South Pearl Street Albany, NY 12245 Toll Free: (800)782-8369 http://www.empire.state.ny.us/ New York State’s economic development agency.
Federal Reserve Bank of New York: Guide for Small Business Owners 33 Liberty Street New York, NY 10045 Direct: (212)720-6130 Phone: (646)720-6130 general.info@ny.frb.org http://www.newyorkfed.org/education/addpub/credit.html The purpose of this booklet is to assist small business owners or entrepreneurs who are seeking outside financing for the first time. Our goal is to highlight information that prospective borrowers need to know about the credit process before they apply for a loan.
Hunts Point Economic Development Corporation 355 Food Center Drive Suite C-104 Bronx, NY 10474 Direct: (718)842-1717 Fax: (718)842-0000 http://www.hpedc.org The Hunt Point Economic Development Corporation (HPEDC) was established in 1988 as a not-for-profit economic development corporation with the aim of improving and enhancing the diverse and challenging Hunts Point business environment.
Lower East Side People’s Federal Credit Union 37 Avenue B New York, NY 10009-7441 Direct: (212)529-8197 Fax: (212)529-8368 lespfcu@lespfcu.org http://lespeoples.org/ The Lower East Side People’s Federal Credit Union (LESPFCU) is a multiple common bond credit union that serves employees and volunteers of the Lower East Side People’s Mutual Housing Association, Neighborhood Economic Development Advocacy Project (NEDAP), the Urban Homesteading Assistance Board (UHAB), People’s Center for Economic Independence (PCEI) and Project Enterprise. We also serve anyone who lives, works, volunteers, worships, or attends school in Manhattan Community Board 3 (Lower East Side) and Manhattan Community Board 10 (Central Harlem). Any organization or business located in these areas may also join the credit union. We also serve anyone who lives or works in a Housing Development Fund Corporation building (HDFC), anyone who lives in a building which participates in NYC HPD’s DAMP program, and/or anyone who lives in a building which participates in programs of the Urban Homesteading Assistance Board (UHAB) throughout the five boroughs of New York. If you live in one of the five boroughs of New York and have a household income less than $38,000 per year, you can also become a member of the LESPFCU through the People’s Center for Economic Independence (PCEI).
Mancuso Business Development Group 56 Harvester Ave Batavia, NY 14020 Direct: (585)343-2800 Fax: (585)343-7096 opportunity@mancusogroup.com http://www.mancusogroup.com The Mancuso Business Development Group exists to transform the opportunity in buildings into economic success for people. We help to provide a vision, develop a plan, build the team, structure financing, provide ongoing support and offer years of hands-on experience in operations and marketing.
Massachusetts Avenue Project 271 Grant St. Buffalo, NY 14213 Direct: (716)882-5327 Fax: (716)882-5338 http://www.mass-ave.org MAP currently runs two core programs: Growing Green, a youth development and urban agriculture program; and Food Ventures, a food-based micro-enterprise development program.
Ms. Foundation for Women 120 Wall Street, 33rd Floor New York, NY 10005 Direct: (212)742-2300 Fax: (212)742-1653 info@ms.foundation.org http://www.ms.foundation.org/ The Ms. Foundation delivers strategic grants, capacity building and leadership development to organizations at local, state, Tribal and national levels working for policy change and culture change across the broad areas of women’s health, economic justice, ending violence and building democracy.
National Federation of Community Development Credit Unions 116 John Street, 33rd Floor New York, NY 10038-3300 Toll Free: (800)437-8711 Direct: (212)809-1850 Fax: (212)809-3274 http://www.natfed.org A community development credit union (CDCU) is a credit union with a specialized mission of serving low- and moderate-income people and communities.
New York Association for New Americans 2 Washington Street New York, NY 10004 Direct: (212)425-2900 http://www.nyana.org As a full-service, multi-faceted organization, we assist new immigrants and their families from every nation in every aspect of their lives, from education and healthcare, to legal advice and job placement.
New York City Small Business Resource Center New York City, NY http://smallbiz.nypl.org Resource guide for small businesses in New York City.
New York State Small Business Development Center 22 Corporate Woods Building, 3rd Floor Albany, NY 12246 Toll Free: (800)732-7232 Direct: (518)443-5398 http://www.nyssbdc.org The New York State Small Business Development Center (NYS SBDC)–the premier business assistance organization in New York State–provides expert management and technical assistance to start-up and existing businesses across the state. The NYS SBDC is administered by State University of New York and funded by the U.S. Small Business Administration, the State of New York, and host campuses.
Operation Oswego County 44 West Bridge Street Oswego, NY 13126 Direct: (315)343-1545 Fax: (315)343-1546 ooc@oswegocounty.org http://www.oswegocounty.org Operation Oswego County’s mission is to establish and implement sound economic development strategies in order to enhance the economic vitality of Oswego County’s businesses, industries and citizens leading to an overall better quality of life.
Pratt Area Community Council 201 Dekalb Avenue Brooklyn, NY 11205 Direct: (718)522-2613 Fax: (718)522-2604 http://pacc.publishpath.com PACC is a community development corporation that contributes to the development of the good community.
Project Enterprise 144 West 125th Street 4th Floor New York, NY 10027 Direct: (212)678-6734 http://www.projectenterprise.org Our Mission is to support and develop entrepreneurs and small businesses in under-resourced communities in New York City. By providing micro loans, business development services and networking opportunities, Project Enterprise helps entrepreneurs increase their standard of living, create jobs for their communities, and build financial assets.
Rural Opportunities, Inc. 400 East Avenue Rochester, NY 14607 Direct: (585)340-3300 http://www.ruralinc.org Rural Opportunities, Inc. (ROI) is a private, not-for-profit regional community development and human service organization providing services to farmworkers, low-income families and economically depressed communities throughout New York, Pennsylvania, New Jersey, Ohio, Indiana, Vermont and Puerto Rico. ROI has successfully operated a wide array of programs funded by federal, state, local, faith-based and private sources
Schenectady County Community Business Center 920 Albany Street Schenectady, NY 12307 Direct: (518)382-3069 Fax: (518)688-2028 info@sccbc.org http://www.sccbc.org The mission of the Schenectady County Community Business Center and our entrepreneurial development program is to encourage and support the development, growth and success of new and existing small businesses in Schenectady County. By providing a comprehensive package of training, counseling, business and technical assistance services, leased space, shared services and financial support, the center will foster long term economic growth and job creation.
Schuyler County Partnership for Economic Development 2 North Franklin Street Watkins Glen, NY 14891 Direct: (607)535-4341 Fax: (607)535-7221 http://www.scoped.biz Schuyler County Partnership for Economic Development (SCOPED) is here to assist you in identifying the financial and professional resources needed for business creation and expansion in the upstate New York region.
Seedco 915 Broadway, 17th Floor New York, NY 10010 Direct: (212)473-0255 Fax: (212)473-0357 info@seedco.org http://www.seedco.org Seedco is a national nonprofit organization that works with local partners to create economic opportunities for disadvantaged job seekers, workers and neighborhood entrepreneurs.
Southern Tier Economic Growth 400 Church Street Elmira, NY 14901 Direct: (607)733-6513 Fax: (607)734-2698 info@steg.com http://www.steg.com Southern Tier Economic Growth (STEG) is a public-private economic development agency, ready to help make your plans a reality in Chemung County. In addition to our partnerships with business and government agencies, we serve as the staff to the Chemung County Industrial Development Agency and administer the Elmira Empire Zone, as well as the City of Elmira Commercial Loan Program.
Syracuse Educational Opportunity Center 100 New Street Syracuse, NY 13202 Direct: (315)472-0130 Fax: (315)472-1241 info@SyracuseEOC.com http://www.syracuseeoc.com The Syracuse Educational Opportunity Center of the State University of New York is an adult educational facility designed to produce life-long learners who are self-directed, empowered and committed to self-reliance. These goals are accomplished through relevant courses of instruction, counseling, employment and educational placement, and through programs of community service.
U-Start Business Incubator 4 Nott Terrace Schenectady, NY 12308 Direct: (518)631-0472 Fax: (518)631-0475 ustart@verizon.net http://www.union.edu/Resources/Technology/U-Start/ U-Start is a business incubator near Union College. Our mission is to support and encourage promising entrepreneurs to grow their ideas in Schenectady County. Here you’ll find a supportive environment and the resources you need to get your fledgling venture off the ground or grow it to the next level. U-Start offers rental space at competitive rates, “drop in” offices, meeting rooms, Internet access, shared administrative services and equipment, and a superb mentor network of business and technical advisors that provide strategic counsel to help you create a viable business. U-Start forms a dedicated Board of Advisors for your company based on your specific needs.
University of Buffalo Office of Science, Technology Transfer and Economic Outreach 1576 Sweet Home Road Amherst, NY 14228 Direct: (716)645-5500 Fax: (716)636-5921 http://www.research.buffalo.edu/stor/ The Commercialization Division works with companies and entrepreneurs to commercialize UB-developed intellectual property and assist faculty in launching businesses. This division provides a link to market analysis, as well as assistance in marketing UB-developed technologies and obtaining access to venture capital funding. This division also facilitates the establishment and growth of new business enterprises by providing business incubation in the UB Technology Incubator and expansion at Baird Research Park and other spaces.
Washington Heights and Inwood Development Corporation 57 Wadsworth Ave New York, NY 10033 Direct: (212)795-1600 Fax: (212)781-4051 info@whidc.org http://www.whidc.org More commonly referred to as WHIDC (pronounced “WIDIK”), this not-for-profit local development corporation was organized in 1978 to serve the residents and businesses in the Washington Heights, Inwood and Harlem communities of northern Manhattan. WHIDC’s current activities include the management of a micro-business development program, called the Business Operating Success System. The program has two sections: a Micro-Business Loan program and the Business Assistance Center.
Women’s Housing and Economic Development Corporation Urban Horizons Economic Development Center 50 East 168th Street Bronx, NY 10452 Direct: (718)839-1100 Fax: (718)839-1170 http://www.whedco.org The Women’s Housing and Economic Development Corporation-is a Bronx-based community economic development organization dedicated to alleviating poverty by providing people with the tools and support they need to enter and succeed in the economic mainstream. At a time when the gap between rich and poor is greater than ever, WHEDCo narrows the divide by developing beautiful, sustainable housing and uniquely integrated programs in early childhood, youth and adult education, family day care microenterprise and small business development.
Women’s Venture Fund 545 Eighth Avenue, 17th Floor SE New York, NY 10018 Direct: (212)563-0499 Fax: (212)868-9116 http://www.wvf-ny.org The Women’s Venture Fund is a non-profit organization that helps women of diverse backgrounds establish thriving businesses in urban communities. WVF offers training, small business loans, and a network of business advisors to help women reach their business goals. By troubleshooting specific challenges and encouraging women to share their experiences with other entrepreneurs, WVF is able to expedite the growth of businesses participating in our programs.
ACCION New York and New Jersey is a nonprofit organization that contributes to the economic development of the New York metropolitan region by providing loans and advisory services to individuals and small businesses that do not have access to traditional sources of credit.
